We view our stewardship meetings as a mid-year report card on how The Harry A. Koch Co. is doing its job. At these meetings, we review claims status, project market changes, review the insurance strategy, and plan for the future. This ensures that our insurance program meets our clients' needs throughout the year, not just a renewal.

Bottom line: It's important to analyze your insurance program at the mid-year point, so that you can make sure that your expectations are being met. This ensures that your insurance team fully understands any changes occurring in your business, while giving you input and awareness of wehre your program is going.