COVERAGES
SERVICES:

RISK ANALYSIS SERVICES
How can risk analysis services enhance my insurance program?

WORKERS' COMPENSATION EXPERIENCE MOD REVIEW
How can I gain more control over my Workers' Compensation costs?
ACTION PLANS
Do you know what your agent is going to do for you in the next 12 months?
MARKETING
Does your insurance program have the best terms and conditions available?

PROPERTY VALUATION
If you lost your building, what would you expect your insurance company to pay you?

LEASE REVIEW
Has a lease created an uninsured exposure to your business?

CONTRACT REVIEW
Are you entering into contractual agreements that are not addressed by your current insurance? Do you hire services without a written contract?

STEWARDSHIP MEETINGS
How do you evaluate your agent, coverage and claims throughout the year?
DISASTER PLANNING AND REVIEW
How comprehensive is your disaster plan?
NEW FACILITY RISK REVIEW
If you are building a new facility, do you have the proper procedures and safeguards in place to protect you from risk?
ONLINE SERVICES
I need to make a change to my coverage. Can I do it online?
WHAT CAN WE DO FOR YOU?
Explore other services that separate The Harry A. Koch Co. from other agents and brokers.
Lease Review

It is important to review your leases with your attorney. It is just as important to review them with your agent, so that you can understand the fine points in your lease that may expose you to liability when a loss occurs.

Bottom line: An unreviewed lease can lead to an uninsured loss.