COVERAGES

WORKERS' COMPENSATION EXPERIENCE MOD REVIEW
How can I gain more control over my Workers' Compensation costs?

ACTION PLANS
Do you know what your agent is going to do for you in the next 12 months?
MARKETING
Does your insurance program have the best terms and conditions available?
PROPERTY VALUATION
If you lost your building, what would you expect your insurance company to pay you?
LEASE REVIEW
Has a lease created an uninsured exposure to your business?
CONTRACT REVIEW
Are you entering into contractual agreements that are not addressed by your current insurance? Do you hire services without a written contract?
STEWARDSHIP MEETINGS
How do you evaluate your agent, coverage and claims throughout the year?
DISASTER PLANNING AND REVIEW
How comprehensive is your disaster plan?
NEW FACILITY RISK REVIEW
If you are building a new facility, do you have the proper procedures and safeguards in place to protect you from risk?
ONLINE SERVICES
I need to make a change to my coverage. Can I do it online?
Property Valuation

If your building was destroyed by fire tonight, would your insurance company pay you enough money to replace it?

The Harry A. Koch Co. utilizes insurance industry "best practices" procedures to help determine the insurable replacement value of your property. We use the latest industry valuation services to help our clients with this important insurance--to-value function. Our approach is designed to replace your building in terms of today's contruction costs. In fact, we have two full-time specialists whose sole purpose is to make sure that our clients' property is adequately appraised and accurately insured.

Bottom line: If you lose your building today, you will have the financial resources to rebuild tomorrow. By implementing the proper procedures and coverages, you will also be paid for the loss of income and extra expenses while you rebuild.